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Thank you for choosing American Health Benefits. Through ACHA (American Consumer Health Association), we have been providing affordable medical discount plans to American families since 1991. We know the health of your entire family is extremely important to you.

Freedom Plus*
PHCS Physician Discount network, 20-45% savings, Galaxy Health Hospital Network, Discount Dental Plan, Discount Vision Plan, Discount Prescription Drug card, Chiropractic, Laboratory, Diabetic, and hearing discounts. $5000 Accidental Medical Expense plus $10,000 AD&D.

Freedom*
PHCS Physician Discount network, 20-45% savings, Galaxy Health Hospital Network, Discount Dental Plan, Discount Vision Plan, Discount Prescription Drug card, Chiropractic, Laboratory, Diabetic, and hearing discounts. $2000 Accidental Medical Expense plus $7500 AD&D.

PhysicianCare*
PHCS Physician Discount network, 20-45% savings, Galaxy Health Hospital Network, Discount Dental Plan, Discount Vision Plan, Discount Prescription Drug card, Chiropractic, Laboratory, Diabetic, and hearing discounts.

DentalCare*
Discount Dental Plan, Discount Vision Plan, Discount Prescription Drug card, Chiropractic, Laboratory, Diabetic, and hearing discounts.

THIS PLAN IS NOT INSURANCE. THIS IS NOT A MEDICARE PRESCRIPTION DRUG PLAN.*

This plan does not meet the minimum creditable coverage requirements under M.G.L. c. 111M and 956 CMR 5.00. The plan provides discounts at certain health care providers for medical services. The range of discounts will vary depending on the type of provider and service. The plan does not make payments directly to the providers of medical services. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization. You may access a list of participating health care providers at this website. Upon request the plan will make available a written list of participating health care providers. You have the right to cancel within the first 30 days after receipt of membership materials and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5). Discount Medical Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.
The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers. This program is not available in all states, including Florida, Massachusetts, Montana and Vermont. *Medicare statement applies to MD residents when pharmacy discounts are part of program.

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